Mortgage rates are finally moving in the right direction and buyers are taking notice.
According to recent data, buyer demand jumped the moment mortgage rates hit their lowest point of 2025. The Mortgage Bankers Association (MBA) reports that home loan applications are up 23% compared to early September last year.
If you’ve been waiting for the right time to sell or your listing expired when the market slowed, this might be your signal to jump back in. Buyer demand is the strongest it’s been since July, and this window could work in your favor.
When Rates Drop, Buyers React
The 30-year mortgage rate just fell to 6.13%, the lowest level since October 2024. That shift followed slower job growth and growing expectations that the Federal Reserve could lower rates again this year. Financial markets are responding and so are buyers.
Even small dips in rates are making a big difference for affordability, which means more buyers are getting off the sidelines. After months of quieter activity, we’re finally seeing momentum build again.
What This Means for You
If you’ve been on the fence about selling, now’s the time to take another look. You can list your home while buyer activity is rising and before more sellers jump in. The sooner you act, the more leverage you may have in your local market.
Waiting could mean facing more competition as other homeowners realize what’s happening.
A trusted local agent can help you determine your home’s value, create a smart pricing strategy, and position your property to attract today’s motivated buyers.
Bottom Line
Buyers are watching rates closely and starting to make moves. If you’re thinking about selling, this could be your chance to get ahead of the curve.
Let’s connect to talk through your options and make the most of this market shift.
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