For over 80 years, VA home loans have helped millions of Veterans achieve homeownership. But despite the long history and powerful benefits of this program, far too many Veterans in New Hampshire and beyond aren’t aware of what it can do for them.
In fact, a recent report from Veterans United shows that only 3 in 10 Veterans know they may be able to purchase a home with no down payment using a VA loan. That means 7 out of 10 could be missing out on one of the most significant homebuying advantages available today.
If you’re a Veteran or you care about someone who is it’s worth taking the time to understand what the VA loan program offers. These loans are specifically designed to make homeownership more accessible to those who’ve served, and they come with some of the best terms in the industry.
As Veterans United explains, VA loans:
“… come with a list of big-time benefits, including $0 down payment, no mortgage insurance, flexible and forgiving credit guidelines and the industry’s lowest average fixed interest rates.”
According to the Department of Veterans Affairs, here’s what makes these loans such a game-changer:
No Down Payment
For many Veterans, this means the ability to buy a home without having to save for years to make a hefty initial payment.
Limited Closing Costs
VA loans limit the fees and expenses Veterans are allowed to pay, helping you keep more money in your pocket.
No Private Mortgage Insurance (PMI)
Most conventional loans require PMI if you put less than 20% down. VA loans don’t which translates to lower monthly payments and long-term savings.
With home prices across New Hampshire remaining competitive, having access to a $0 down payment loan can make a huge difference. Whether you're looking to settle in the Seacoast, the Lakes Region, or closer to the White Mountains, VA loans can help you buy a home without draining your savings.
If you’re wondering whether you qualify for a VA loan or if you’re just starting to explore your homebuying options, connecting with the right team is key. A trusted lender and a local real estate expert can help you understand your eligibility and guide you every step of the way.
Bottom Line:
VA home loans offer life-changing benefits for those who’ve served. If you think you may be eligible, or just want to learn more about your options, let’s talk. I’d be honored to help you explore this opportunity and connect you with a lender who specializes in VA loans.
Thank you for your service and let’s get you home.
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